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Mounjaro, Zepbound and Wegovy savings cards explained
As of October 8, 2026, the Mounjaro, Zepbound and Wegovy savings cards let people whose commercial insurance covers the drug pay as little as $25 a fill, up to a savings cap. If your commercial plan doesn’t cover Mounjaro or the Zepbound pen, Lilly’s cards bring a fill to $499. Government coverage is excluded.
How do Mounjaro, Zepbound and Wegovy savings cards work?
Quick answer: They are manufacturer copay cards: you pay as little as $25 and the maker covers the rest of your cost, up to a cap. Commercial insurance is required.
A savings card is not insurance and not a discount club. You show it at the pharmacy along with your insurance card, and the manufacturer pays part of what your plan leaves you to pay. Each card has a monthly cap and, for Lilly’s cards, a yearly cap and a fill limit. When a cap is reached, you pay the rest.
Three things decide which card fits: whether you have commercial insurance, whether your plan covers the specific product (Mounjaro, the Zepbound single-dose pen, the Zepbound KwikPen or Wegovy), and which presentation your prescription names. A card for one product never carries over to another, even when the same company makes both.
The table compares the cards side by side, with REMEVi’s self-pay plans as the last row for reference.
| Card | Who can use it | You pay | Savings cap | Ends |
|---|---|---|---|---|
| Mounjaro — plan covers it | Commercial insurance that covers Mounjaro | As little as $25 | $150 per 1-month fill; $1,950 a year; 13 fills | December 31, 2026 |
| Mounjaro — plan doesn’t cover it | Commercial insurance that does not cover Mounjaro | As low as $499 per 28-day fill | $647 per month; 13 fills | December 31, 2026 |
| Zepbound pen — plan covers it | Commercial insurance that covers the single-dose pen | As little as $25 | $100 per 1-month fill; $1,300 a year; 13 fills | December 31, 2026 |
| Zepbound pen — plan doesn’t cover it | Commercial insurance that does not cover the single-dose pen | As low as $499 per 28-day fill | Wholesale price minus what you pay; 13 fills | December 31, 2026 |
| Zepbound KwikPen — self-pay card | Self-pay; no insurance needed | $299–$449 | Varies by dose; 11 fills | December 31, 2026 |
| Wegovy — plan covers it | Commercial insurance that covers Wegovy (pen or pill) | As little as $25 | $100 per 1-month prescription | No end date stated |
| REMEVi — no card needed | Anyone a licensed provider prescribes; self-pay, compounded (not a brand-name drug) | Semaglutide: From $159 per 4 weeks on the 24-week plan · or $199 every 4 weeks, cancel any time. Tirzepatide: From $225 per 4 weeks on the 24-week plan · or $269 every 4 weeks, cancel any time. | One price at every dose and renewal | Published plan prices |
No card on this list can be used by people with Medicare, Medicaid or other government coverage. Sources: Lilly and NovoCare terms linked below.
Can I use a savings card without insurance?
Quick answer: Only Lilly’s Zepbound KwikPen self-pay card ($299–$449 a month). Otherwise, people without insurance use self-pay prices: LillyDirect for Zepbound, NovoCare for Wegovy.
Without any insurance, the copay cards do not apply. The self-pay prices do: Zepbound on LillyDirect starts at $299 a month (see Zepbound without insurance), and Wegovy has Novo’s self-pay price list (see Wegovy without insurance). Mounjaro has no published self-pay price (see Mounjaro without insurance). If you are between insurance plans, a self-pay price can bridge the gap, but ask whether your next plan covers the drug first: a covered fill with a card usually costs far less each month.
What if my insurance doesn’t cover the drug?
Quick answer: Lilly’s not-covered cards bring Mounjaro or the Zepbound pen to as low as $499 a fill. For Wegovy, Novo’s route is its self-pay price.
Both Lilly not-covered cards need a commercial plan and a prescription for an FDA-approved use. The Mounjaro card caps savings at $647 a month; the Zepbound pen card caps them at the wholesale price minus the price you pay. Ask your plan about a formulary exception or prior authorization first — if it approves coverage, the covered card costs far less.
Can I use a savings card with Medicare or Medicaid?
Quick answer: No. All three makers exclude government beneficiaries. Medicare Part D members can ask about CMS’s GLP-1 Bridge, with a $50 copay for eligible people.
Lilly’s and Novo’s terms exclude anyone whose prescription is paid in part by Medicare, Medicaid or another government program. CMS’s Medicare GLP-1 Bridge runs from July 1, 2026, to December 31, 2027, for eligible Part D members and certain GLP-1 drugs that its page does not list. Source: CMS: Medicare GLP-1 Bridge.
When do the savings cards expire?
Quick answer: Lilly’s Mounjaro and Zepbound cards expire December 31, 2026, with caps and a fill limit. Wegovy’s terms show a cap but no end date.
The limits to plan around:
- Mounjaro (covered): $150 per 1-month fill, $1,950 a year, 13 fills, ends December 31, 2026.
- Zepbound pen (covered): $100 per 1-month fill, $1,300 a year, 13 fills, ends December 31, 2026.
- Zepbound KwikPen (self-pay): 11 fills a year, ends December 31, 2026; 7.5–15 mg follow the 45-day refill rule.
- Wegovy (covered): $100 per 1-month prescription, higher for 2- and 3-month fills; no end date on the terms page.
A new card for 2027 may come with different terms; check the manufacturer’s page in December.
How do I get a savings card?
Quick answer: Activate it on the brand’s savings page, then give the card number to your pharmacy with your insurance card. The pharmacist applies it at checkout.
The terms are on Mounjaro savings and coverage page (Lilly), LillyDirect Zepbound terms and conditions and Wegovy savings offer terms (NovoCare). Read the eligibility section before you activate: it says which insurance, which product (pen, KwikPen or pill) and which fills qualify.
Is there a compounded option?
Quick answer: Yes. REMEVi offers compounded semaglutide, prescribed by licensed providers: From $159 per 4 weeks on the 24-week plan · or $199 every 4 weeks, cancel any time.
A compounded medication is prepared by a state-licensed pharmacy for one patient’s prescription. Compounded medication is not FDA-approved and is not a generic of Mounjaro, Zepbound or Wegovy. The FDA does not review compounded drugs for safety, effectiveness or quality before they are sold. Brand names appear on this page only to orient you; REMEVi does not sell brand-name drugs.
At REMEVi, a licensed provider reviews your health questionnaire and decides whether a prescription is appropriate. Compounded semaglutide: From $159 per 4 weeks on the 24-week plan · or $199 every 4 weeks, cancel any time. Compounded tirzepatide: From $225 per 4 weeks on the 24-week plan · or $269 every 4 weeks, cancel any time. Each plan has one price at every dose and every renewal of that plan, with no membership fee, and you get a full refund if you are not prescribed.
To weigh it against other programs, read our dated comparison of GLP-1 telehealth programs; every REMEVi plan and term is on the pricing page.
Frequently asked questions
Do savings cards work without insurance?
Not the copay cards. The one exception is Lilly’s Zepbound KwikPen self-pay card, at $299–$449 a month (as of October 8, 2026).
Can I use a Mounjaro savings card for Zepbound?
No. Each card is for its own product. Zepbound and Mounjaro have separate cards and terms.
Do savings cards work with Medicare?
No. Lilly and Novo exclude Medicare, Medicaid and other government coverage.
How much can a Mounjaro savings card save in a year?
With coverage, up to $1,950 per calendar year and $150 per 1-month fill (as of October 8, 2026).
Is compounded medication covered by these cards?
No. The cards are for the brand-name products. Compounded medication is not FDA-approved and is not a generic of Mounjaro, Zepbound or Wegovy.
See whether REMEVi fits you
Compounded semaglutide: From $159 per 4 weeks on the 24-week plan · or $199 every 4 weeks, cancel any time.
Compounded tirzepatide: From $225 per 4 weeks on the 24-week plan · or $269 every 4 weeks, cancel any time.
Each plan has one price, the same at every dose and every renewal, with no membership fee. Compounded medication is not FDA-approved.
Not prescribed? Full refund. Cancel anytime.